Frequently Asked Questions

Following are some of the most frequently asked questions we get about the MDRP "Lifestyle Equity Builder" Program and our mortgage and debt reduction system.

• Why should I choose MDRP Lifestyle Equity Builder System?
• Where and how can I learn more about MDRP Advisors?
• Who is the ideal client for the MDRP Program?
• Do I need a good credit score to qualify and participate in the MDRP program?
• Will the Lifestyle Equity Builder system work if I have an ARM?
• Is it a bi-weekly program?
• Is your program guaranteed to work?
• How fast can I pay off my home?
• I run my own business. Can I use the MDRP system to manage it?
• Does the MDRP system keep my critical information secure?
• Does the Lifestyle Equity Builder system really work?
• What if I want to move?
• What if I lose my job?
• Do I have to know a lot about spreadsheets or systems?
• Will I need to have a computer?
• Once I know how the system works, can I share this information with other families and earn a commission?
• What do I have to do to join your company part-time or full-time helping families?
• What if your company gets hit by a natural disaster?
• Is there financial risk?
• Why was MDRP Marketing Services created as a company?
• Are all these programs the same?
• Can I stop the program at anytime?
• What about my financial investments?
• Does MDRP Advisors offer loans?
• How do I get started?
• What if I can't qualify for a HELOC?
• Is this program for everyone?
• What if I've never managed a budget?
• Do I lose any tax benefits?
• Is my information secure?

Why should I choose MDRP Lifestyle Equity Builder System?

Our mortgage and debt reduction plan (LEB) is a technological system that adds the discipline and system so many families need to realize their financial goals. We help educate you on living debt free for life with our system.

Where and how can I learn more about the MDRP Lifestyle Equity Builder System?

You will need to contact us by using the information on our contact information page or by requesting a free analysis, and we will see that someone makes an appointment with you to get you started.

Who is the ideal client for MDRP Advisors?

Our clients seek to save a minimum of $100,000 to $150,000 on their mortgage and other debts, and pay off their home in one third the time. The #1 reason MDRP Advisors and the Lifestyle Equity Builder were created is to help families and homeowners eliminate their debt faster instead of needlessly throwing money away to lenders if they don't have to.

Do I need a good credit score to qualify and participate in the Lifestyle Equity Builder Program?

Yes, you have to have a minimum of a 600 FICO score. This program is not designed for people who have already developed problems with their credit score. MDRP Advisors is not in the business of repairing bad credit. Our program is designed to help those who qualify get out of debt years earlier and saves thousands in interest.

Will the Lifestyle Equity Builder System work if I have an ARM?

Yes. Our program works with nearly any mortgage situation as long as your income is greater than your expenses.

Is it a bi-weekly program?

No. This is the most common question we get because many people are familiar with bi-weekly loans already. This is not a bad way to pay your mortgage and it will work, but there are issues. Our program offers many more options and works twice as fast.

Is your program guaranteed to work?

Yes, if you qualify and your income is greater than your expenses and you follow our program as prescribed, you are guaranteed to save thousands of dollars in future mortgage payments and years on your mortgage as projected. We are a Consumer Advocate company focused on Wealth Creation through Debt Elimination and can assist you every step of the way with free lifetime upgrades in training and support.

How fast can I pay off my home?

Your savings depends on four factors:

1. Your take-home income;
2. Size of your home loan and other debts;
3. Your expenses (income must be greater than your expenses); and
4. Your Average Daily Balance.

The Lifestyle Equity Builder Program provides a powerful PC Based software system which helps you maximize your results. What the program does is combine all four factors and help you better understand and manage the money you are already making without changing your current lifestyle. Your results are customized and unique to you. We have had clients with no other bills but a 26-year mortgage pay off their home in less than five years to an investor saddled with three new investment properties, two 30-year loans and one 40-year loan who will have them completely paid off in 10.3 years. We have several clients saving over $1 million!

I run my own business. Can I use the Lifestyle Equity Builder system to manage it?

Yes. We have several companies that are using our program and consulting to manage their businesses. You are guaranteed to save thousands of dollars, provided you qualify. Our consulting firm can assist you every step of the way.

Does the MDRP Lifestyle Equity Builder system keep my critical information secure?

Identity theft and fraud are rapidly growing threats to consumers everywhere. In the United States, over 18% of Americans have been victims of identity theft. Among the ages of 18-29, the number of victims increases to 25%. This is a threat that is not going to simply go away; we must all take part in identity theft prevention. The Lifestyle Equity Builder System is PC-based, which means your information is secure with you.

Does the MDRP "Lifestyle Equity Builder" system really work?

Yes, the system is based on mathematical and banking principals used for over 20 years. The program has a tremendous track record, developed in Australia over 10 years ago, and merged with over 35 years of commercial real estate management and financial planning strategies right here in the U.S.

What if I want to move?

Great! Sell your old home and buy a new one. The old home comes off the (LEB) program and the new one gets put into your plan. Or, it could become an investment home and entered into your plan.

What if I lose my job?

If you lose your job, you will still have to pay your bills. The beauty of the Lifestyle Equity Builder system is that from the very beginning, we create a margin to accelerate your debt reduction. Also, as time goes on, that margin will get larger with every bill that gets paid off. If you were to get laid off or lose your job, you could lower your payments ot the absolute minimum to pay the remaining bills on a monthly basis. There will be cushion to work with. Then, when you find new employment, you bring your paychecks back up to the plan schedule and continue to let the plan work for you.

Do I have to know a lot about spreadsheets or systems?

No. All you have to learn is how to make a few simple entries in the system. The system will do the rest. We do the analysis and set up the system on your hard drive for you, using the financial information you provided.

Will I need to have a computer?

Yes, you will need a computer that has Microsoft Excel 2003 or new version on your computer for your system to work.

Once I know how the system works, can I share this information with other families and earn a commission?

Yes, providing that you join our company and become an associate and complete our certification process.

What do I have to do to join your company part-time or full-time helping families?

Contact the agent who directed you to this website, or you can complete the form on our Careers page. We will arrange for you to meet with an agent in your area to learn more about business opportunities with MDRP Advisors.

What if your company gets hit by a natural disaster?

Good question. We use an independent software application that is not web-based to help you manage the program and get you started. The software runs from your computer, putting you in complete control so you will be able to continue your plan despite any natural disasters or potential service interruption. We provide the education and tools needed for a lifetime of success.

Is there financial risk?

There is no financial risk with the MDRP "Lifestyle Equity Builder Program". The only risk comes in when people try to do everything themselves without all the information and the proper tools (such as our software) that keep them on track. If you think about people who have won large sums of money in most cases a few years later they are in the same situation they were in before they won or worse... Why because they didn't learn anything how to manage and budget their money instead of needlessly throwing it away to lenders when they didn't have to. Learning successful lessons for life is what we teach you.

Why was MDRP Marketing Services created as a company?

The #1 reason the company was created is to help families and homeowners eliminate their debt faster including their mortgage instead of needlessly throwing money away to lenders if they don't have to. MDRP Advisors has earned the reputation for delivering a quality product and service at a competitive price.

Are all these programs the same?

NO! The Lifestyle Equity Builder program is customizable and designed to fit our clients, not have clients fit our program. The Lifestyle Equity Builder system is designed utilizing the experience of over 35 years in real estate and financial planning captured in a take home program anyone can use and it comes with free lifetime support. You can contact our corporate team who will assist you every step of the way. We focus on educating you along the way, and helping you understand a new way of thinking to empower you for life.

Can I stop the program at anytime?

If you wish. Our focus is to educate you on a new way of thinking for a lifetime. We understand that it is a learning process and we are here to help. We help you set up the program correctly from the very beginning. The impact and savings with our program can be seen within weeks. If you determine that you no longer want to save thousands of dollars, there is no cost to stop or restart working with our consultant--you own the software on your computer.

What about my financial investments?

MDPR Advisors do not provide financial advice, but our software program can work with your current or future investments specifically as a management tool while simultaneously eliminating ALL your other debts.

Does MDRP Advisors offer loans?

No, we have a single focus which is on saving you money! We recommend, if possible, keeping the relationships you have with your current financial institutions. We can recommend various banks and lenders that work best with our program upon request.

How do I get started?

Getting started really depends on a few factors. First, you will need to receive your free analysis to determine if the program can work for you. Secondly, you will need to understand how the program works. To work, your income must be greater than your expenses and you must qualify with fairly good credit for a HELOC or Line of Credit (LOC), which is the mechanism that helps accelerate your mortgage.

What if I can't qualify for a HELOC?

Our system is very flexible. In many cases, our program has worked with personal savings accounts or Line of Credit (LOC).

Is this program for everyone?

The MDRP Lifestyle Equity Builder System is not for everyone. If you are in financial trouble already or believe that the (LEB) system can correct your downward slide, our program is not designed for that. It is a sophisticated management tool that dramatically reduces the interest you are currently paying. If you are in financial trouble right now, we suggest getting those things in order first before you work with one of our consultants.

What if I've never managed a budget?

First, you must understand the program. Once you understand how it works, you will see that the program does 95% of the work for you. The Lifestyle Equity Builder program is S.M.A.R.T.: Specific, Measurable, Achievable, and provides Results within a Timeframe. Our system helps you take control of your finances by providing you with a variance report that shows you where you are within your plan each month, where you are going next month, and keeps you on-track and provides feedback toward your final goal of debt-free living.

Do I lose any tax benefits?

No. Many customers have asked that same question, and we look at it this way: Does it make sense for you to pay your lender $100 so you can claim $30 as a tax deduction? Wouldn't you rather keep the other $70 for yourself? We help teach you ways of getting your money working much smarter and go farther on your current budget instead of needlessly giving it away to lenders when you don't have to.

Is my information secure?

Yes, we empower our clients by giving them full control of their program. You can secure your information on your own home computer or thumb drive. Our program does not require any account numbers, social security numbers or birth dates to help you manage your finances.